Savings at the Frontier (SatF) was a five-and-a-half-year program (2015-2021) to improve the financial inclusion of low-income individuals and communities in sub-Saharan Africa. SatF sought to bridge the gap between the supply of formal financial services and users of savings groups, and other Informal Savings Mechanisms (ISMs), so that they have a greater choice of financial services that best meet their needs.

MSA fully implemented the mid-term evaluation, deploying a team of three people: a Team Leader, Senior Specialist, and an Evaluation Methodologist and Results Measurement Specialist. MSA applied a mix of qualitative and quantitative research tools to assess all five of the OECD-DAC evaluation criteria: relevance, efficiency, effectiveness, sustainability, and impact.